Skip links

ECF Title & Escrow, Your Partner in Residential Transactions

Trust Our Expertise for a Stress-Free Residential Title and Escrow Experience.

Choose ECF Title & Escrow to Master Complex Transactions with Confidence

At ECF Title & Escrow, we pride ourselves on being your go-to partner for all your real estate transactions, especially when it comes to complex deals and investments. We specialize in serving investors and have the expertise to navigate and resolve even the most intricate transactions. We’re more than just a service provider, we’re your dedicated partner in your real estate journey, where every transaction is handled with professionalism, integrity, and a commitment to your success.

Your Partner for a Seamless Closing Process

As a real estate professional, you understand the importance of seamless transactions, reliable expertise, and unwavering support. ECF Title & Escrow is here to deliver all that and more, offering tailored solutions designed to support your needs.





As Seen In

Your Premier Destination for Residential Title and Escrow Services

Discover unparalleled residential title and escrow services in New Jersey, New York, Pennsylvania, and Florida. With a dedicated focus on these states, we provide unmatched efficiency, precision, and regulatory compliance, streamlining transactions and empowering success for all our clients.

Discover the ECF Title & Escrow Advantage

Our team of industry professionals is dedicated to one thing: ensuring your real estate transaction is seamless, stress-free, and successful. Here is what sets us apart:


With years of experience serving real estate investors, realtors, attorneys, and lenders, our team brings a depth of knowledge and perspective to every transaction.


We offer customized solutions that cater to your specific needs, from residential title searches and escrow services to real estate legal assistance.

Client Satisfaction

We maintain open lines of communication, anticipate potential issues proactively, and consistently deliver results that surpass all expectations.


Experience the power of our lightning-fast title and escrow solutions designed to give you a competitive edge.

Real Testimonials, Real Success Stories

Discover the impact of Express Capital Financing through the eyes of those who have experienced the power of our investor-friendly terms, efficient funding, and unwavering support, resulting in successful and profitable real estate investments.

Experience Stress-Free Closings

At ECF Title & Escrow, we pride ourselves on delivering unmatched service, offering dedicated support and personalized attention to ensure your experience is nothing short of exceptional. Feel confident and at ease as we handle the intricacies of your transactions, offering you peace of mind and a truly worry-free process.

Join the ever-growing community of real estate professionals who trust ECF Title and Escrow to cater to their needs. Take the first step towards a stress-free experience by filling out the form.

Contact Form v1


Title insurance protects your homeownership rights and defends you from loss, as a result of claims or defects in your title. It protects you from any past events that could affect your enjoyment or marketability as a homeowner such as liens, easements, fraud, forgery, improper documents, encroachments, others claiming ownership, and anything else included within the policy.

No. A one-time payment at closing is the only payment required for the life of the policy.

Title Insurance premiums are regulated by rating bureaus in each state, so the only decision is to choose a Standard Policy or an Enhanced Policy.

Required by most attorneys, the Enhanced Policy offers 28 additional benefits, including a free escalation in policy value and many important coverages continuing into the future. Critical fraud and forgery coverage are among these.


It depends on your state. Sometimes the buyer, sometimes the Seller and in some states, a combination of both parties.


With an Enhanced Policy, the value of total coverage automatically increases up to 150% of the original owner’s policy amount over 5 years.


It is your choice! For refinances, it can be at your home or in our closing location (40 NJ-36, West Long Branch, New Jersey 07764). For a purchase, it can be at the office of your realtor, your attorney or in our closing location (40 NJ-36, West Long Branch, New Jersey 07764).

Yes. We have an in-house Legal Department that can do so for a fee. Please email us at [email protected]

The Foreign Investment in Real Property Tax Act (FIRPTA) is a provision of the Internal Revenue Code [Section 1445] which requires the buyer of real estate to withhold 10% of the ‘amount realized’ from the sale of the real property where the seller is a ‘foreign person.’

The Act places the responsibility to withhold the 10% on the buyer of real property or his agent. If he/she fails to withhold the proper amount, he/she may be held liable for the payment of the tax plus penalties and interest.

There are several exceptions to the 10% withholding requirement. The following two are most relevant to residential real estate closings:

  1. An individual buyer is acquiring real property for use as a residence and the ‘amount realized’ is $300,000 or less. The seller’s use of the property is not relevant. This exemption does not apply if the actual transferee (usually the grantee in the deed) is not an individual, even if the property is acquired for use by an individual. As proof of the exclusion from FIRPTA withholding, a buyer’s exemption affidavit setting forth the sales price and that the property is being acquired for residential use is necessary.
  2. The seller is not a ‘foreign person.’ Withholding will be exempted if the transferor furnishes a Non-Foreign Status Affidavit (NFSA) which sets forth the seller’s taxpayer identification number (i.e. social security number or identification number for business entity) and contains a statement that the transferor is not a ‘foreign person.’ The NFSA can be executed by a US citizen, a US green card holder, a proper corporate officer of a foreign corporation, a general partner of a foreign partnership or fiduciary of a foreign trust or estate. A transferee is not permitted to rely upon a NFSA if he or she has actual knowledge that it is false. He or she must then comply with FIRPTA withholding, unless another exemption applies.

The forms and instructions for FIRPTA withholding may be accessed on the Internal Revenue Service’s website – – by choosing form number 8288.

A lender’s policy only covers your lender and its investment in your property; it does not protect you, the owner. Only an owner’s policy protects the owner from claims to or defects on the property.

This website uses cookies to improve your web experience.